Nicole Hung Insurance
Health, Life & Retirement Solutions
健康・人壽・退休規劃
Helping individuals, families, seniors, and small businesses understand their insurance options — with clear, professional, and personal guidance. 協助個人、家庭、銀髮族及中小企業了解不同的保險選擇，提供清楚、專業及個人化的服務。
Insurance solutions for every stage of life.保險方案，滿足人生每個階段
Whatever season you're in, I'll help you compare clear options and choose coverage that fits your needs and your budget.無論您正處在哪個階段，我都會協助您並排比較清楚的選項，選出最合適、也最符合預算的保障。
Medicare聯邦醫療保險
Find the right Medicare plan that fits your healthcare needs and your budget.為您找到符合健康需求與預算的 Medicare 方案
- Medicare Basics & EducationMedicare 基礎知識說明
- Part A & B enrollment assistance協助申請紅藍卡 A & B
- Medicare Advantage優勢計劃
- Medicare Supplement補充計劃
- Medicare Part D處方藥計劃
Individual & Family Health個人與家庭健康保險
Financial protection for your loved ones, and peace of mind for you.給家人的財務保障，也給您安心
- Covered California plansCovered California 方案
- Individual & family health plans個人與家庭健康方案
- Coverage enrollment & annual renewal投保與年度續保
Business & Employee Benefits企業與員工福利
Build a benefits package that supports your business and cares for your team.打造照顧員工、也支持營運的福利方案
- Small business health insurance中小企業健康保險
- Employee health benefits員工健康福利
- Group plan setup & support團體方案建置與協助
Life Insurance & Retirement人壽保險與退休規劃
Build a retirement strategy that helps you live comfortably tomorrow.打造讓明天更安心、更從容的退休策略
- Life insurance人壽保險
- Annuities年金 Annuities
- Long Term Care長期照護
- Living Benefits生前福利 Living Benefits
- Retirement protection strategies退休保障策略
Personal service.
Trusted guidance.專屬的服務，
值得信賴的建議
Nicole Hung is an independent insurance professional serving individuals, families, seniors, and businesses throughout the Bay Area. With years of experience and a commitment to putting clients first, Nicole offers clear, honest guidance and personalized solutions — helping you find the coverage that best fits your needs and protects what matters most.Nicole Hung 是一位獨立保險經紀，服務灣區的個人、家庭、銀髮族與企業。憑藉多年經驗與「以客戶為先」的堅持，提供清楚、誠實的建議與個人化方案，協助您找到最符合需求的保險，守護您最珍視的一切。
Before insurance, Nicole earned a degree in Management Information Systems and began her career in banking as an engineer specializing in data mining and web development. That analytical mindset shapes the way she reviews and explains every policy today — turning complex coverage into clear, side-by-side choices you can actually compare and understand.踏入保險業之前，Nicole 擁有資訊管理學位，並在銀行業展開職涯，擔任專精於資料探勘與網站開發的工程師。這段經歷培養了她的分析思維，也影響著她現今審視及解說每一項保險方案的方式——將複雜的保險內容，整理成清楚的條列比較，幫助您真正看懂差異，做出適合自己的選擇。
At Nicole Hung Insurance, support goes beyond enrollment—Nicole is here to provide trusted guidance and ongoing assistance whenever you need it. You can feel confident knowing you have someone by your side every step of the way.在 Nicole Hung Insurance，服務不只到投保為止——無論何時有需要，Nicole 都會在這裡，提供值得信賴的建議與持續的協助。陪伴您走過每一個階段，讓您在每一步都感到安心與有信心。
Clarity in coverage. Confidence in your choice.看懂保障，安心選擇
Guidance you can trust.值得信賴的專業陪伴
Client First以客戶為先
Your goals and peace of mind always come first.您的目標與安心，永遠擺在第一位
Trust & Integrity誠信與信任
Honest guidance you can rely on, always.誠實的建議，始終可靠
Personalized Solutions個人化方案
Plans tailored to your unique needs.依您獨有的需求量身打造
Long-Term Relationships長期的關係
Relationships built to last a lifetime.陪伴您一輩子的關係
Helpful, trusted resources.實用又可信的資源
Finding the right insurance information shouldn't be complicated. Explore these trusted resources for helpful, official information.找對保險資訊，不該這麼複雜。以下是幾個實用、官方、值得參考的資源。
Medicare.gov
Official Medicare information, Part B premium payment, and plan comparison tools.官方 Medicare 資訊、Part B 保費繳納，以及方案比較工具。
Visit Medicare.gov →前往 Medicare.gov →Social Security AdminSocial Security Admin
Social Security benefits, retirement, and Medicare Part A & B enrollment.社會安全福利、退休，以及 Medicare Part A & B 投保。
Visit SSA.gov →前往 SSA.gov →Covered California
Individual and family health insurance options, financial assistance, and enrollment.個人與家庭健康保險選擇、補助資訊與投保說明。
Visit CoveredCA.com →前往 CoveredCA.com →DHCS
California Medi-Cal information, county offices, and consumer rights & assistance.加州 Medi-Cal 資訊、各郡辦公室，以及消費者權益與協助。
Visit DHCS.ca.gov →前往 DHCS.ca.gov →Not sure where to start?不確定該從哪裡開始？
We're here to help. Nicole can walk you through your options and point you toward the right resources.我們很樂意協助。Nicole 能陪您了解各種選擇，並指引您找到正確的資源。
Let's build your secure future.一起打造您安心的未來
Schedule a free, no-pressure consultation and take the first step toward peace of mind.預約免費、無壓力的諮詢，為您的安心跨出第一步。
Have questions about your insurance options?對保險有任何問題嗎？
Send a message and Nicole will get back to you personally. No pressure, no obligation — just clear answers.歡迎留言，Nicole 將親自回覆您。沒有壓力，沒有義務，只為您提供清楚明確的解答。
Cupertino, CA 95014
Serving the Bay Area. By appointment only.10080 N Wolfe Rd, Suite SW3-200
Cupertino, CA 95014
服務灣區，採預約制
Please Call, Text, WeChat, LINE, or complete the contact form. Nicole will respond soon or within the same business day. Cupertino office visits are by appointment only. We proudly serve clients throughout the Bay Area, with flexible meeting options available for senior clients.如需聯繫請致電、簡訊、微信、LINE，或填寫右方表單。Nicole 將盡快回覆，通常於當天工作日內回覆。Cupertino 辦公室來訪採預約制。我們服務全灣區客戶，並為銀髮族客戶提供彈性會面方式。
Thank you!感謝您的來訊！
Your message has been received. Nicole will get back to you personally, usually within one business day.已收到您的訊息，Nicole 會親自回覆您，通常於一個工作天內聯繫。
Prefer to call? (408) 507-2228想直接來電？(408) 507-2228
Scan with WeChat to add Nicole, or search the WeChat ID above.用微信掃描 QR Code 加 Nicole 好友，或直接搜尋上方微信 ID。